Compare Insurance Quotes with US Independent Insurance Agency LLC

When it comes to property such as your home, car, expensive jewelry, business, assets, and any other items of value, tangible or intangible, it pays to play it safe because no one knows what the future holds. Anything can happen at any time and leave you financially devastated and miserable. It could be a natural disaster — such as an earthquake, tornado, or a flood — a fire, a car accident, or a lawsuit. The only way to protect yourself from the subsequent financial devastation is to get insurance.

Types of Coverage

From homeowners’ to auto, commercial, renters’, etc., there are many types of insurance coverages to consider. Whether you need insurance for your motorcycle or RV, you are covered. There’s absolutely no need to carry all the risk by yourself – insurance helps to share the burden. When you buy insurance, it’s imperative to ensure that you get your coverage from a reputable provider. US Independent Insurance Agency LLC in Virginia can help you out if you are looking for a reliable insurance provider in the Old Dominion.

Mandatory Coverages

Some types of insurance are mandatory in OH, PA, MD, KS, NC and VA. For instance, it’s illegal to drive without car insurance in the state. If you own a business with employees, you will be required to have workers’ compensation insurance as stipulated in the Virginia Workers’ Compensation Act. Other types of insurance are largely optional albeit essential.

Insurance is a contract between the insurer i.e. the insurance company and the insured (you) to provide financial reimbursement in the event of the occurrence of a covered loss. In return, the insured makes a monthly payment (premium) of an amount agreed upon on the policy. It’s the best way to protect yourself from losses resulting from unforeseen circumstances. US Independent Insurance Agency LLC provides reliable coverage option in Virginia and beyond. Give us a call for more information on available coverages.