The laws in OH, PA, MD, KS, and VA require all drivers to have the means to pay for property damage or injuries from an auto accident. Auto insurance provides financial means through which a holder can pay for his vehicle's damage after an accident.
US Independent Insurance Agency LLC writes Auto insurance in OH, PA, MD, KS, and VA states.
Our auto insurance coverage options
Bodily injury liability
This coverage pays for the medical bills of the injured party after an accident. If you are deemed legally liable for an accident, this covers the legal expenses incurred to defend you. It also covers lost wages and funeral expenses.
Personal injury protection
This coverage pays for your medical bills due to an accident. The cover includes the cost of treating the passenger's injuries too. Personal injury protection at its broadest covers lost wages and the cost of replacing services you would normally carry out. It may include burial expenses.
Property damage liability
If in an accident, the court deems you responsible then you are held financially responsible for the repairs to the other person's vehicle or property. The coverage also pays for anything you hit such as a lamp post, mailbox or fence.
In an accident where you collide with another vehicle, this coverage pays for the damage to your vehicle. It also covers damage from potholes.
This is coverage that pays for non-collision related accidents. These accidents are like falling objects, fires, vandalism, hail and contact with animals. It also pays to replace a broken or cracked windshield.
US Independent Insurance Agency LLC is committed to affording OH, PA, MD, KS, and VA residents ideal auto insurance solutions. Having worked in the region for years, we are aware of the local insurance needs. As such we have tailored our coverage options to address these needs. Also, our agents are on hand to offer expert advice on your preferred auto insurance coverage options. Get on our website today to get a quote on your auto insurance.